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Home Ownership

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Home Ownership Assistance

2-1-1 

If you need to speak to someone about the community homeownership resources available, Wyoming 211 connects you with nonprofits and government services in your area. If you would like personal assistance, dial 2-1-1 or 888-425-7138. They are open 8 a.m. to 6 p.m., Monday through Friday.

Wyoming Community Development Authority 

WCDA IS THE STATE’S LEADING RESOURCE FOR HOUSING FINANCE.

Since 1975, the Wyoming Community Development Authority (WCDA) has made it easier for people across Wyoming to finance their first home.

We provide low-interest single-family mortgages and education to help customers buy and retain their homes. We also offer unique programs to aid in the sustainability of homeownership. Our down payment assistance program, homebuyer education and counseling, partnerships with developers, and work with nonprofit community organizations make WCDA the State’s leading resource for housing finance.

In addition to its single-family programs, WCDA currently administers several major affordable rental housing development programs: the Low-income Housing Tax Credit (LIHTC) Program, the National Housing Trust Fund (NHTF) Program, and the HOME Investment Partnerships (HOME) Program. These federal programs have funded more than 5,000 units of affordable rental housing across the state.

WCDA’s Rental Directory provides the names, locations, and contact information for affordable housing developments in Wyoming. Use the Rental Directory Map to choose a location.

WCDA Homeowner Program 

WCDA Homebuyer Programs

Mortgage Help

Are you a Wyoming homeowner who has fallen behind on mortgage payments, utility bills or other housing-related costs? The Wyoming Homeowner Assistance Fund (HAF) Program focuses on helping Wyoming homeowners who have been financially impacted by COVID-19 and meet eligibility criteria stay in their homes.

2022-0325-HAF-flyer-1Download

Click the link to visit their page and to apply for help:

https://wyodfsportal.force.com/haf/s/?language=en_US&LanguageCode=en_US

USDA Programs

USDA Rural Development supports rural homeownership through the following programs:

  • The Single Family Housing Direct Home Loan Program provides loans directly to families and individuals so they can buy or build homes in rural America.
  • Through its Single Family Housing Guaranteed Loan Program, USDA partners with private lending institutions to help families and individuals buy homes in rural areas.
  • The Home Repair Loan and Grant Program provides loans and grants to help families and individuals repair and modernize homes, making them safer, healthier places to live.
  • The Mutual Self-Help Housing Grant Program provides grants to qualified organizations to help them carry out local self-help housing construction projects. Through this program, USDA works with organizations to provide a unique opportunity for families and individuals to lower the overall purchase price of a new home by investing “sweat equity” into its construction.   

To learn more about USDA homeownership programs, please visit the Single-Family Housing program webpage or contact the Wyoming Rural Development State Office.

Rural Development provides loans and grants to help expand economic opportunities, create jobs, and improve the quality of life for millions of Americans in rural areas. This assistance supports infrastructure improvements, business development, housing, community facilities such as schools, public safety, and health care, and high-speed internet access in rural, Tribal, and high-poverty areas. For more information, visit www.rd.usda.gov/wy. To subscribe to USDA Rural Development updates, visit our GovDelivery subscriber page. 

The federal American Rescue Plan Act’s Homeowner Assistance Fund assists homeowners with mortgage and utility cost relief. We are in the early stages of gathering information for this new program. Please often visit, as program updates will be posted here.

Housing Counseling Agencies 

If you require counseling for mortgage, default, purchasing a home, or budgeting, some agencies can help you. 

Wyoming Housing Network 

myfrontdoor.org